Saving money can be a chore and is a pain to do sometimes. I found that saving money was an extra step when I got paid. I’d have to look at what I got paid. Then decide if I want to save the money and if so how much.
The one issue with the money looking at me in the bank, I can always come up with something else to use the money for. Guess what, before I know it, I haven’t saved anything and I’ve put off saving till the next check. This is a never ending cycle and at the end of the year nothing is in savings at all.
Here is what I call the sneaky way of saving money. First, Natalie and I listed all our bills for each month. Second, we included the amount we pay ourselves each week. Third, we totaled how much we bring in each and every month. Finally, we subtracted the total spent from the total we bring in and that’s what we should have left at the end of each month. [Read more...]